Financial Assistance for Radon Mitigation

Ohio EPA Radon Grants and Programs

The Ohio Environmental Protection Agency offers resources and information about radon programs that may provide assistance to eligible homeowners. While direct grant funding varies by fiscal year, the Ohio EPA maintains partnerships with local health departments and nonprofits that administer radon assistance programs. Contact the Ohio EPA Division of Air Quality at 614-644-7476 to inquire about current grant opportunities and mitigation incentive programs specific to your county.

Some Ohio communities have implemented radon mitigation rebate programs that reimburse homeowners a portion of documented mitigation costs. These programs often target low-to-moderate income households or homes in high-radon-risk areas. Eligibility and funding amounts vary, so checking with your local health department is essential.

HUD and FHA Rehabilitation Loans

The U.S. Department of Housing and Urban Development (HUD) offers FHA 203(k) rehabilitation loans that can finance both home purchases and improvements, including radon mitigation. These loans allow eligible borrowers to finance the cost of mitigation work along with property acquisition, potentially making radon remediation more manageable as part of a larger home improvement loan.

FHA 203(k) loans come in two types: the Standard 203(k) for comprehensive renovations and the Streamline 203(k) for smaller projects (under $35,000). If you're purchasing a home where radon testing reveals elevated levels, you can negotiate for the seller to contribute to mitigation costs through credits, or you can include radon mitigation in your rehabilitation loan. Consult with HUD-approved lenders in Ohio to discuss how radon remediation fits into your financing options.

USDA Rural Housing Assistance

If your Ohio home is located in a designated rural area, the U.S. Department of Agriculture (USDA) Rural Housing Service offers programs that may cover radon mitigation. These programs include direct loans with flexible terms and grants for low-income homeowners in rural communities. USDA programs are specifically designed to make essential home repairs and improvements, including health and safety measures like radon mitigation, affordable for rural property owners.

USDA Rural Housing loans often feature lower interest rates and reduced down payment requirements compared to conventional financing. If elevated radon is discovered during USDA-backed property evaluations, mitigation may be required before approval, and the cost can be incorporated into the loan. Visit rd.usda.gov or contact your local USDA office in Ohio to learn if your property qualifies.

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Tax Deductions and Energy Efficiency Credits

While radon mitigation itself may not qualify for federal energy tax credits (since it doesn't directly reduce energy consumption), some indirect benefits apply. If your radon mitigation system includes sealing and caulking as part of the remediation process, those components may qualify for energy efficiency deductions or credits if bundled with other energy-saving improvements like insulation or weatherization.

Ohio does not currently offer a specific state-level income tax deduction exclusively for radon mitigation expenses. However, if radon mitigation is part of a larger home renovation that includes qualifying energy improvements, you may deduct a portion of those costs. Always consult a tax professional to discuss your specific situation, as tax laws change and individual circumstances vary significantly.

Low-Income and Community Action Programs

Community Action Agencies throughout Ohio offer weatherization and home repair assistance programs that may include radon mitigation services for low-income households. The Weatherization Assistance Program (WAP), funded by the U.S. Department of Energy, helps eligible families reduce energy costs through home improvements, and some agencies have incorporated radon mitigation into their services given the health importance of the issue.

Additionally, many local nonprofits and community development organizations offer home repair grants or low-interest loans specifically for health and safety improvements. These programs often prioritize low-to-moderate income families, seniors, and households with members having health vulnerabilities. Contact your local Community Action Agency or county health department to inquire about available assistance.